SMARTMETRIC BIOMETRIC ACTIVATED CREDIT CARDS AND ATM CARDS Across Europe, advanced countries in Asia, emerging growth markets like Brazil in Latin America, have all adopted Banking and Credit Cards with a microchip on the cards surface. The purpose of the Micro Chip is to store the customer banking information that is normally stored on a magnetic stripe inside the memory of the cards surface mounted microchip. This is to provide a greater level of security then the easy to read mag stripe on cards to foil card thieves in stealing the card information to gain access to a person’s account. The banking standard for the operation of these “chip” cards is called “EMV’. EMV is a standard developed by the major credit card companies and is an acronym for Europay, MasterCard and Visa. The issue with this technology and its major point of weakness is that it still relies on pin codes. A user inserts their card into the ATM machine and then has to enter their pin number just like with the old magnetic stripe cards. The security of the card is still exposed to various electronic skimming and data collection techniques of card hackers who can tap into ATM machines or other networks and steal the information including pin codes. SmartMetric has worked on the development of a better and more secure way to activate these cards than using insecure pin codes. Using the persons own biometrics, namely their fingerprint the card user simply touches a sensor on the surface of the card and in less than a second the card reads the persons fingerprint, matches it with the fingerprint “inside” the card and if it is the card owner with a verified match, the card then activates the chip cards “chip” No fingerprint match then the card is a useless piece of plastic that thieves can’t use. And most importantly no passwords or pin codes that can be stolen. The card owner becomes the key. The SmartMetric fingerprint activated EMV Banking and ATM cards will bring the NEXT GENERATION of security using the latest sub micro technology built into the card. The SmartMetric biometric fingerprint card is a self-contained computer built inside the card, meeting banking industries ISO standards for size and thickness of Credit Cards. On a four layer circuit board the thickness of a piece of paper is mounted a powerful microprocessor, memory chip, an advanced power management system that controls the internal rechargeable battery power usage and recharging. No other sub micro system has yet been developed that comes close to the advanced technology of the SmartMetric electronics and its portable fingerprint scanning and verification inside a Credit Card or Banking Card.
SMARTMETRIC BIOMETRIC ACTIVATED CREDIT CARDS AND ATM CARDS Across Europe, advanced countries in Asia, emerging growth markets like Brazil in Latin America, have all adopted Banking and Credit Cards with a microchip on the cards surface. The purpose of the Micro Chip is to store the customer banking information that is normally stored on a magnetic stripe inside the memory of the cards surface mounted microchip. This is to provide a greater level of security then the easy to read mag stripe on cards to foil card thieves in stealing the card information to gain access to a person’s account. The banking standard for the operation of these “chip” cards is called “EMV’. EMV is a standard developed by the major credit card companies and is an acronym for Europay, MasterCard and Visa. The issue with this technology and its major point of weakness is that it still relies on pin codes. A user inserts their card into the ATM machine and then has to enter their pin number just like with the old magnetic stripe cards. The security of the card is still exposed to various electronic skimming and data collection techniques of card hackers who can tap into ATM machines or other networks and steal the information including pin codes. SmartMetric has worked on the development of a better and more secure way to activate these cards than using insecure pin codes. Using the persons own biometrics, namely their fingerprint the card user simply touches a sensor on the surface of the card and in less than a second the card reads the persons fingerprint, matches it with the fingerprint “inside” the card and if it is the card owner with a verified match, the card then activates the chip cards “chip” No fingerprint match then the card is a useless piece of plastic that thieves can’t use. And most importantly no passwords or pin codes that can be stolen. The card owner becomes the key. The SmartMetric fingerprint activated EMV Banking and ATM cards will bring the NEXT GENERATION of security using the latest sub micro technology built into the card. The SmartMetric biometric fingerprint card is a self-contained computer built inside the card, meeting banking industries ISO standards for size and thickness of Credit Cards. On a four layer circuit board the thickness of a piece of paper is mounted a powerful microprocessor, memory chip, an advanced power management system that controls the internal rechargeable battery power usage and recharging. No other sub micro system has yet been developed that comes close to the advanced technology of the SmartMetric electronics and its portable fingerprint scanning and verification inside a Credit Card or Banking Card.
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